Attention homeowners in Port Neches and Jefferson County: Get an Appraisal today!Here are the top seven reasons Texas homeowners hire Gautreaux Appraisal Services, LLC. :
We at Gautreaux Appraisal Services, LLC. understand the special needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Gautreaux Appraisal Services, LLC. , are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a region that is going down or is not appreciating as much as other houses nearby. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal report from Gautreaux Appraisal Services, LLC. is your chief weapon when challenging your property tax assessment.PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are experienced in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.Was your HELOC recently frozen?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from Gautreaux Appraisal Services, LLC. can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home. |